TMonie

Free planning calculator

Would waiting leave you in a stronger position?

Compare buying now with setting money aside for a few more months. See what each choice could leave in accessible savings after protecting the buffer you choose.

No account requiredNo bank connectionIllustrative comparison
01

Your assumptions

Build the comparison

Simple comparison

Waiting adds only the monthly amount you enter. This calculator does not assume investment returns, interest, price changes, income changes or unexpected expenses.

02

Your comparison

What changes if you wait?

BUY NOWBelow your buffer

Savings after purchase

£3,000.00

Protection target
£4,500.00
Below target
£1,500.00
WAIT 6 MONTHSAbove your buffer

Savings after purchase

£5,100.00

Added while waiting
£2,100.00
Above target
£600.00
WHAT CHANGES?

Waiting leaves £2,100.00 more in accessible savings after the purchase.

Your selected protection target is £4,500.00. This is a planning comparison based only on the values you entered.

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