Start free. Upgrade when planning becomes ongoing or shared.
Use Free for everyday planning. Choose Plus when you need more plans, reminders, sharing or professional invoices. Choose Business when bills, approvals and team spending need to stay organised across a workspace with up to 5 included users.
Starter planning
Free
£0.00forever
No card required
For anyone planning an important expense, purchase, trip or savings goal.
No free trial · Local currency shown where supported · Cancel any time
For people managing several plans, richer commitment tracking, reminders, invoices or shared goals. Free still includes the commitments needed for one complete plan.
✓ Everything in Free
✓ Unlimited active plans
✓ Recurring payment history, due dates and reminders
✓ Payment reminders and optional email alerts
✓ Monthly saving guidance and shortfall warnings
✓ Reusable plans and templates
✓ Share plans with contributors and approvers
✓ Planned versus actual cost tracking
✓ Professional invoice builder with branding and PDF export
Teams & small businesses
Business
Updating…GBP / month
No free trial · Local currency shown where supported · Cancel any time
For small teams managing purchase orders, supplier bills, invoices and approvals.
✓ Everything in Plus
✓ Up to 5 users included (owner + 4 team members)
✓ Business planning workspace
✓ Purchase orders and purchase approvals
✓ Supplier bill management and due dates
✓ Shared team spending plans
✓ Approval and activity history
✓ Reusable business planning templates
✓ Business income cover and commitment visibility
✓ Prioritised support queue
Why people upgrade
Pay for the tools that save time when planning gets busier.
Plus adds ongoing planning, reminders, reusable plans, sharing and professional invoicing. Business adds the controls teams need for bills, approvals and shared spending.
01
Stay ahead of payment dates
See the monthly pace needed for a deposit or final payment and get warnings when a plan may fall behind.
02
Reuse what already works
Keep templates and named plan versions instead of rebuilding repeat trips, events, purchases or business costs.
03
Plan with other people
Invite contributors or approvers and keep the status, reminders and decisions attached to the same plan.
04
Keep business commitments visible
Create professional invoices, organise supplier bills and keep approvals and due dates together.
Core account controls stay available
Privacy controls, export, deletion, safety explanations and access to your historical records do not depend on a paid subscription.
TMonie does not currently hold funds, initiate payments, provide loans, perform accounting or tax filing, or give regulated financial advice.